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Issue Moderator: Reporter YE

Current guests: Jiangxi University of Finance LL.M.,Hogan outlet, attorney Cai Jiangxi Normal University law school teachers,nike tn, lawyers Lo Kubo Donghu District People's Court Judge Zhang Yuesheng

News Background

May 25, immersed in grief Jiujiang City Wuning County elementary school teacher ushered her daughter Miao-Miao Zhang Xiangdong one died seven weeks of the day.

Miao-Miao Zhang,http://www.falaye.cn/home.php?mod=space&uid=25840, female, born in 1984,http://bbs.jl266.com/home.php?mod=space&uid=10668, Sunning Wuning County town people. Zhang Miaomiao end of life is fixed in at 0:08:46 on April 7. At that time, in Quanzhou,http://www.wh38.com/thread-127326-1-1.html, Fujian Province, Quanzhou, she came to do the designers are building a Fortress Street Yi buffet bank teller, husband Nie c China is in the car waiting for her.

Just when Miao-Miao Zhang money,AIR max pas cher, a man walked into the self-service banking, Zhang Gang out of money, the man behind it his sword,http://www.suiyouhui.com/thread-141295-1-1.html, frantically tie go to Miao-Miao Zhang's body,hogan uomo, only 10 seconds, Miao-Miao Zhang body of 13 knives. Nie heard his wife call for help propylene China burst into the bank, struggling to cling to criminals,moncler, criminals stabbed the knife to the NIE c China. Miao-Miao Zhang's help, led to the two security guards near a KTV, the murderer Zhu Meihua captured,http://b.huadingtuanshan.com/forum.php?mod=viewthread&tid=545926, Miao-Miao Zhang was taken to hospital, after she died.

After the incident, Fujian local television broadcast video recording scene bloody scene in the report, this surveillance video immediately online heat transfer.

However, when the family of the deceased want to find the murderer claims that the other family penniless. In desperation, the family of the deceased to find the bank, but the bank insists that without liability, and is only willing to provide more than 10,000 yuan, "humanitarian aid."

In the self-service banking robbed banks should not compensation jurisprudence once again provoked debate about this topic. The reporter interviewed found in Nanchang, Nanchang many banks ATM machine next to no security, depositor withdrawals security environment is worrying.

Issue 1:

Self banks can withdraw money at night, why not set up security?

Moderator: Bank night after work, bank ATM machine still can apply for deposit and withdrawal services,http://socialbackpacker.com/activity/p/169312/, may this time, we see the figure is less than the basic security or bank staff.

Zhang Yuesheng: We can look at the previous occurrence of the "Shanghai woman in the early morning when the self-service banking deposits were killed,giubbotti woolrich," "self-service banking Yangzhou happen knife robbery murder,nike tn pas cher 2013," "Self-night raid bank robbers rob female depositors' and other cases,chaussure nike tn requin pas cher, difficult to find, in such cases is rising every year and have the same points: First, the incident time is late at night, security or self-service banking Bank staff did not patrol; Second, most of the women were robbed. So, in the middle of the night, ladies best not to separate the self-service banking withdrawals.

Moderator: public question is self-service banking 24 hours of service, the bank why not provide 24 hours of personal security?

Zhang Yuesheng: From "Self-bank robbery" has occurred,http://3ww.0830bbs.com/home.php?mod=space&uid=4424851, the banks tend to believe that people in the self-service banking in case of injury robbed the bank as a service without having to bear responsibility. But I still insist that, since the bank deposit service is available 24 hours, they should provide security for these customers, should provide 24-hour security patrols, and now includes many of the city's bank account in Nanchang, and did not provide these security services This and the high costs associated with the bank believes.

Session II:

Self Bank Robbery can find banks pay it?

Moderator: Miao-Miao Zhang murder case, the family can not provide financial compensation murderer, and banks only provide "humanitarian aid", met the families of the victims of this situation how to do?

Cai: I think in this case, the murderer Zhu Meihua basic compensation is definitely the main, due to Zhu Meihua four walls, so that the deceased can be way now there are two main relief: You can apply to the bank bailout, after all, the victims are in their killed inside the bank,moncler outlet sito ufficiale, the bank based on humanitarian considerations, you can give them a little compensation; may also apply for assistance to the civil affairs department. Etc. In this case, after the court decision entered into force execution,hogan 2014, families of the deceased can also apply to the court victims compensation.

Moderator: From the legal aspect, the deceased's family can seek the bank's "compensation"?

Cai: "Consumer Protection Law" Article 11 provides that: consumers due to the purchase or use of goods or services received by the person, property damage, have the right to receive compensation according to law. In this case,abercrombie pas cher en ligne, although the victims to a self-service banking, but that does not mean the bank will fully live up to the obligation to protect the personal safety of consumers. Banks are obliged to take the necessary measures to protect the personal safety of customers is necessary,http://gamsa.net/guestbook/index.php?item/create_form/1, including with security patrols. If you still can not take measures to prevent or avoid the murder occurred, the bank is obliged to stop night service. But in this case the bank did not take adequate measures, which shall be liable for compensation.

Issue 3:

Frequent robberies robbery, banks repeatedly lose money Yuanbu Yuan?

Moderator: Some time ago, there were several people in Shangrao,nike tn, Ganzhou, Jiujiang and other places in the automatic teller machine withdrawals, because passwords stolen, resulting in loss of deposit case. Depositors will spearhead the bank, and the court majority supported the claims of depositors, banks bear some liability. So, the bank Yuanbu Yuan?

Luo Kubo: depositor withdrawals at automated teller machines, used by criminals to steal passwords by technical means, fully illustrated self-service banking is technically still not adequately protect the safety of deposits of depositors, to deal with the stolen money savers undertake to pay the liability. Bank automatic teller machines in the country set itself operating income from the acquisition, and therefore the risk of human-computer trading transactions shall be borne by the bank teller settings. Therefore, the "bank for criminals pay" has a legal basis.

Moderator: When depositors to the bank lobby money, bank staff had just handed the money of depositors, he incurs the criminals away, after the bank believes nothing to do with ourselves, is that right?

Luo Kubo: As long as there is no out of the bank depositors door, banks should take full responsibility. Bank as a unit providing services for financial consumers, should be equipped with the necessary security precautions to ensure the personal and property safety of consumers.

Text / Hu Xiaoling reporter YE